Investing with an eye toward promoting social, political, or environmental concerns (or at least not supporting activities you feel are harmful) doesn't mean you have to forgo pursuing a return on your money. Socially responsible investing may allow you to further both your own economic interests and a greater good, in whatever way you define that term.
Green, clean energy has reached new heights in North America. There are more hybrids than ever on the streets, wind turbines out above the cornfields, solar panels on roofs, and even that new convenience store down the street is LEED certified. It’s not a trend; it’s a shift away from fossil fuels—oil, coal, and natural gas.
Social Security for Married Couples
When you’re married, your claims to social security may extend to your spouse’s benefits. How and when you claim benefits may affect your spouse’s payout. So it’s important to understand all aspects of filing to ensure both you and your spouse maximize your benefits.
More than half of Americans are not financially prepared to retire, according to a Fidelity report. (https://www.fidelity.com/about-fidelity/individual-investing/americas-savings-rate-improves) There are many reasons we postpone retirement planning.
Happy New Year! While New Year’s Eve is the traditional time to make resolutions, many of us were so busy with the holidays that we skipped them altogether. But it’s never too late to think about financial resolutions; use the month of January to spend some time with your finances, and make your own list of financial resolutions.
In today's corporate environment, cost cutting, restructuring, and downsizing are the norm, and many employers are offering their employees early retirement packages. But how do you know if the seemingly attractive offer you've received is a good one? By evaluating it carefully to make sure that the offer fits your needs.
What's the severance package?
If you are 65 or older when you retire, your worries may lessen when it comes to paying for health care--you are most likely eligible for certain health benefits from Medicare, a federal health insurance program, upon your 65th birthday. But if you retire before age 65, you'll need some way to pay for your health care until Medicare kicks in.
What do our longer lifespans have to do with the upcoming election? Plenty.
I've worked hard with my clients to develop the Social Security claiming strategy that's right for them, optimizing their benefits while tailoring the strategy to fit their lifestyle. And that's great.
Now what? Money magically appears in your bank account? No.
As a financial professional, I know people have some unusual notions about money matters. And I know not all financial advice penned by Internet "experts" is accurate. Same goes for Social Security. You are probably hearing a lot of mixed up, misinterpreted, misunderstood, and flat out wrong things about what is likely to be one of your biggest retirement assets.